Business perspective for financial service providers / Des implications stratégiques pour le secteur EFMA Magazine By: Edgar Dunn & Company Erik van Winkel, Manager at Edgar Dunn & Company writes about the business perspectives for financial services providers resulting from the Payment Services Directive
"Whereas the Sepa initiative, driven by the banking sector, aims to remove any technical and commercial barriers to integrate the fragmented European payments market, the PSD should remove any legal barriers and provide a harmonised legal framework for providing payment services in the internal market."
"Bien que l’initiative SEPA, promue par le secteur bancaire, vise à supprimer toute barrière technique et commerciale à l’entrée sur le marché européen fragmenté des paiements, la PSD devrait supprimer les barrières légales et proposer un cadre juridique harmonisé pour la prestation de services de paiement au sein du marché interne."
The Reinvention of Mobile Payments American Banker By: Samee Zafar
EDC's Samee Zafar explains why mobile payments may now be postioned to gain greater acceptance and replace cash payments in a way that wasn't the case during the glory days of the "dot-com" boom. Mr. Zafar outlines the environmental changes in recent years and three critical factors that will determine who is left standing in this shifting landscape.